Credit Cards

Convenient purchasing power for your life.

Access your account, find out the features and benefits of each card, as well as find out answers to questions you may have.

The First State Bank offers many different types of credit cards for your convenience. Read about each card below and see which one is right for you!

First State Bank VISA/MasterCard

With a credit limit of up to $5,000, you will be able to take trips, pay bills, purchase groceries and gas, all with one card. Enjoy an introductory 6.9% APR for 6 months (increasing to 14.4%) while earning Bonus Points for great gifts.

This card offers optional Chargecard Insurance Protection and a Basic benefit package. Also, enjoy no balance transfer fees, no cash advance fees and no annual fee. See a customer service representative for more details.

First State Bank “The Pink Card” VISA

“Think Pink” with a credit limit of up to $5,000. Enjoy an introductory 6.9% APR for 6 months (increasing to 14.4%) while earning Bonus Points for great gifts.

EXCLUSIVE: Earn 5000 bonus points for your first cumulative $2,000 spent.

This card offers optional Chargecard Insurance Protection and a Basic benefit package. Also, enjoy no balance transfer fees, no cash advance fees and no annual fee. See a customer service representative for more details.

The bank will donate $10 to the National Breast Cancer Foundation for every opened card.This card offers optional Chargecard Insurance Protection and a Basic benefit package. Also, enjoy no balance transfer fees, no cash advance fees and no annual fee. See a customer service representative for more details.

First State Bank MasterCard Gold

With a credit limit of up to $10,000, you’ll enjoy much higher purchasing power and an introductory 6.9% APR for 6 months (increasing to 14.4%) while earning Bonus Points for great gifts.

This card offers optional Chargecard Insurance Protection and a Complete benefit package. Also, enjoy no balance transfer fees, no cash advance fees and no annual fee. See a customer service representative for more details.

First State Bank VISA Platinum

With a credit limit of up to $25,000, you’ll enjoy stronger purchasing power and exclusivity of a variable APR of prime + 1.75%, while earning 0.5% Cash Back Rewards.

This card offers optional Chargecard Insurance Protection and a Complete benefit package. Also, enjoy no balance transfer fees and no cash advance fees and the low $50 annual fee. See a customer service representative for more details.

First State Bank VISA Business

The First State Bank’s Business Card provides you with spending power and convenience, tailored to your needs. With a 14.4% APR, the ability to carry a balance, a special benefit package and a low $50 annual fee, The First State Bank Business Card is the only card you’ll need.

The following additional fees may apply:

  • Return Payment Fee of $27.17
  • Late Payment Fee of 5% or $15.00 (whichever is less)
  • Over the limit Fee of 2% or $10.00 (whichever is less)
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