Other Products & Services

In addition to providing outstanding service, First State Bank offers a variety of special products.

Visa Gift Cards

VISA Gift Cards can be purchased at the Main Bank, Huntington and Teays Valley locations. The Gift Cards, that spend just like credit cards, can be purchased in any whole dollar amount from $10 to $750 for a processing cost of only $3.00. Flexibility: Recipients can buy what they want, when they want-whether shopping online, in person, or by phone. Protection: It's safer than cash and can be replaced if lost or stolen. Plus, it provides the protection and security features you've come to expect from Visa. Choice: Visa Gift cards can be used everywhere Visa debit cards are accepted - that means millions of places to choose the perfect gift.

Christmas Club Account

The First State Bank offers a Christmas Club Account for holiday savings. This account has a annual percentage yield of .20%*. There is a minimum of $1 to open the account and a minimum of $1 that must be deposited each week. However, to earn interest, a minimum of $25 must be maintained daily. If any withdrawal is made from this account before October, the account may be closed.



Minimum opening deposit of $1.00 is required to open a Christmas Club account. Must meet a minimum balance of $25.00 to obtain an APY (Annual Percentage Yield) stated above. Fees may reduce earnings. Your interest rate and annual percentage yield may change.