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Mortgage Loans

The First State Bank offers various programs to meet every need.
Find out more about each of these below.


Fixed Rate Loans

A Fixed Rate Loan provides a constant payment for the life of the loan. This type of loan makes it easier to budget your fixed expenses.


Adjustable Rates and Balloon Loans

The Adjustable Rate and Balloon Loan provides a lower starting payment. This type of loan is good for professionals just starting out in their careers.


New Construction Loans

A New Construction Loan offers a one time closing that keeps the borrower from paying two closing costs and features an option to convert to a fixed rate loan without refinancing.