Other Products and Services
The First State Bank offers several other products and services.
Click the tabs below to learn about each product.
Visa Prepaid Gift Card
VISA Gift Cards can be purchased at the Main Bank, Huntington Kroger and Teays Valley locations. The Gift Cards, that spend just like credit cards, can be purchased in any whole dollar amount from $10 to $750 for a processing cost of only $3.00.
- Flexibility: Recipients can buy what they want, when they want—whether shopping online, in person, or by phone.
- Protection: It’s safer than cash and can be replaced if lost or stolen.1 Plus, it provides the protection and security features you've come to expect from Visa.
- Choice: Visa Gift cards can be used everywhere Visa debit cards are accepted – that means millions of places to choose the perfect gift.
Christmas Club Account
The First State Bank offers a Christmas Club Account for holiday savings. This account has a interest rate of .5%*. There is a minimum of $1 to open the account and a minimum of $1 that must be deposited each week. However, to earn interest, a minimum of $25 must be maintained daily. If any withdrawal is made from this account before October, the account may be closed.
*Rate effective as of June 16, 2010
US Savings Bond (Paper)
A U.S. Savings Bond (Paper) can be purchased from The First State Bank in any of these amounts: $50, $75, $100, $200, $500, $1,000, $5,000, $10,000.
A U.S. Savings Bond offers competitive rates that compare favorably with other forms of saving. Interest accrues monthly and compounds semiannually.
The United States backs savings bonds with its full faith and credit. Your paper bonds are registered, so the US Treasury can replace them if they’re lost, mutilated, or stolen.
Interest is exempt from state and local income taxes. Federal income tax is deferred until your bonds mature or you redeem them, whichever is first. Save with as little as $25 or as much as $30,000 each year.
A U.S. Savings Bond offers competitive rates that compare favorably with other forms of saving. Interest accrues monthly and compounds semiannually.
The United States backs savings bonds with its full faith and credit. Your paper bonds are registered, so the US Treasury can replace them if they’re lost, mutilated, or stolen.
Interest is exempt from state and local income taxes. Federal income tax is deferred until your bonds mature or you redeem them, whichever is first. Save with as little as $25 or as much as $30,000 each year.
State Quarters Program
In January of 1999, the United States began the U.S. State Quarters program.
The six quarters to be issued in 2009 will commemorate:
- District of Columbia (Washington D.C.)
- The Commonwealth of Puerto Rico
- Guam
- American Samoa
- The United States Virgin Islands
- The Commonwealth of the Northern Mariana Islands
Series EE Bond
Series EE Bond is sold at one half of the face value in standard denominations. Earn 90% of market rates on 5-year Treasury securities. New rates announced May 1 and Nov. 1. This adjustment ensures you’re tracking the Treasury bond market.
You may redeem anytime after 12 months, (3 month loss of interest if redeemed before 5 years. Earn interest for up to 30 years. For more information, including information on purchasing bonds electronically visit www.treasurydirect.gov
You may redeem anytime after 12 months, (3 month loss of interest if redeemed before 5 years. Earn interest for up to 30 years. For more information, including information on purchasing bonds electronically visit www.treasurydirect.gov
Series I Bond
Series I Bond is sold in full value in standard denominations. Series I Bonds offer a real rate of return over and above inflation. New rates announced May 1 and Nov. 1. This adjustment ensures you’re earning over and above inflation.
